Djarum Group Annual Report Full -

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Scenario A: Bullish on Indonesia (BCA)

Scenario B: Bearish on Consumer Staples

Scenario C: Tracking the Hartono Heirs

If you are analyzing the most recent fiscal years, here are the trends likely to dominate the pages of the Djarum ecosystem report:

The Djarum Group is a privately held Indonesian conglomerate, meaning it does not publish a single "full" consolidated annual report for the public

. Instead, financial and operational performance is disclosed through its publicly traded subsidiaries, most notably PT Bank Central Asia Tbk (BCA) , and reports from specialized research firms. Financial & Operational Highlights (2024–2025) Revenue Growth : PT Djarum reported a net sales revenue increase of Asset Expansion : Total company assets grew by during the same period. Annual Revenue Estimate

: Unofficial reports estimate PT Djarum's annual revenue at approximately $26.2 billion Market Position djarum group annual report full

: Djarum remains the world's third-largest maker of clove cigarettes (kretek) and one of the three largest tobacco producers in Indonesia. Subsidiary Performance: Bank Central Asia (BCA)

As the Group’s flagship public entity, BCA provides the most transparent view of the family's business health. Net Profit : BCA and its subsidiaries recorded a net profit of Rp54.8 trillion ($3.5B+) in 2024, a 12.7% year-on-year (YoY) increase. Loan Growth : Total loans reached Rp922 trillion by December 2024, up 13.8% YoY. Asset Quality : The Loan at Risk (LAR) ratio improved significantly to in 2024 from 6.9% in 2023. 2025 Outlook

: First-quarter 2025 results showed continued momentum with a 9.8% profit growth to Rp14.1 trillion PT Bank Central Asia TBK Unsponsored Indonesia ADR (PBCRY) -20.20% since Jan 2, 2025 As of Apr 15, 3:00 PM CDT Disclaimer Dec 31, 2025 Strategic Business Diversification

The Djarum Group continues to expand beyond its tobacco roots into several high-growth sectors:

Djarum Group is a privately held conglomerate owned by the Hartono family

and does not release a consolidated "full" annual report to the public. While the core cigarette business,

, remains secretive and discloses very little public information, the group's major listed subsidiaries do publish audited annual reports. Key Financial Highlights (2024–2025)

Because there is no single group-level report, performance is tracked through its largest public entities and estimated private data: PT Bank Central Asia Tbk (BCA) 2024 Net Profit

: Recorded Rp 54.8 trillion, a 12.7% increase from the previous year.

: The group holds a 54.94% stake through PT Dwimuria Investama Andalan. PT Djarum (Cigarette Core) Estimated 2024 Revenue : Approximately $5.7 billion. Market Share

: Accounted for roughly 20% of cigarettes sold in Indonesia in 2024. PT Sarana Menara Nusantara Tbk (TOWR) 2025 Performance

: Net profit reached Rp 3.68 trillion, up 10.3% year-on-year. : Increased to Rp 13.33 trillion in 2025. PT Global Digital Niaga Tbk (Blibli) You have the PDF

Djarum owns 35% of this e-commerce platform as of early 2026. Voronoi by Visual Capitalist Accessing Subsidiary Reports

To view the full, detailed financial disclosures for the Djarum Group’s public arms, you can access their official investor relations portals: BCA Annual Reports Telecommunications Sarana Menara Nusantara (TOWR) Reports E-commerce/Retail Blibli (Global Digital Niaga) Investor Relations Supra Boga Lestari (Ranch Market) Reports PT Bursa Efek Indonesia Recent Strategic Moves Diversification

: The group expanded into healthcare and industrial estate development in mid-2025 to reduce reliance on the tobacco sector. Acquisitions

: In late 2024, the group reportedly acquired an 85% stake in the parent company of the restaurant chain for an estimated Rp 2–2.4 trillion. Delisting News

: Due to tighter ownership transparency rules in Indonesia, the group-linked PT Solusi Tunas Pratama

announced plans to delist in April 2026 rather than meeting new free-float requirements. of a specific subsidiary like

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The Djarum Group, one of Indonesia's largest and most diversified conglomerates, has demonstrated robust financial health and a clear strategic pivot toward digital transformation and non-tobacco sectors in its recent performance cycles (2024–2025). As a private entity owned by the Hartono family, the group does not release a single public "annual report," but its major subsidiaries and recent corporate actions reveal a story of "global thinking with optimum performance." 1. Financial Resilience & Core Growth

Djarum continues to leverage its massive manufacturing scale and strategic dominance in the tobacco and financial sectors.

Tobacco Dominance: PT Djarum reported a net sales revenue increase of 9.83% in 2024, with total assets growing by 13.81%. Its revenue is estimated between $1B and $16.5B, supported by a workforce exceeding 60,000 people.

Banking Powerhouse: Through Bank Central Asia (BCA), the group maintains a primary engine of growth. BCA's 2025 highlights include being ranked #1 for Best ESG (Buy Side) and maintaining a heavy focus on "Unity for a Better Future". 2. Strategic Diversification & Acquisitions

A major theme in recent reports is the deliberate reduction of reliance on tobacco due to mounting global regulatory and ESG pressures. Scenario B: Bearish on Consumer Staples

Consumer Goods: In early 2026, the group completed a major IDR 1.5 trillion acquisition of SariWangi tea from Unilever Indonesia.

Healthcare: Djarum entered the healthcare sector with a PIPE investment in Hermina Hospital in June 2025.

Property & Industry: The group has aggressively increased its stake in PT Surya Semesta Internusa Tbk (SSIA), now controlling over 9.21% of the industrial estate developer. 3. Digital Transformation & Lifestyle

Djarum is positioning itself as a modern digital leader through its e-commerce and media arms. Unity for a Better Future - BCA

As a private entity, Djarum Group does not publish consolidated annual reports, but key subsidiaries like TOWR and BCA indicate strong performance in 2024, with PT Djarum's tobacco business growing 9.83%. The conglomerate continues to expand through acquisitions, including Unilever's tea business and a 35% stake in Blibli, while controlling major financial and infrastructure assets. For more details on the financial performance of subsidiary PT Sarana Menara Nusantara Tbk, visit Indopremier

PT Djarum Company Profile - Indonesia | Financials & Key Executives

Unlike most western firms (Jan-Dec), Djarum historically follows the Indonesian tax calendar, but subsidiaries like BCA follow a calendar year. The full consolidation usually lags until March of the following year.

One of the most striking elements of the Djarum Group Annual Report is what it doesn’t contain. Unlike GoTo or Astra, there are no glossy photos of celebrity CEOs. There are no mission statements about "changing the world."

Instead, the management discussion section is cold, granular, and mathematical.

This is the strategy of the "Silent Sharks." While competitors like Sampoerna (owned by Philip Morris) fight public relations battles, Djarum buys infrastructure. They don't defend the habit; they diversify away from it.

The jewel in the Djarum crown is BCA. In any full analysis of the group, the BCA section dominates. The annual report typically highlights:

However, the report does not hide the elephant in the room. Tobacco still pays the bills.

Despite the pivot to tech, the annual cash flow statement reveals that the cigarette division remains the group’s primary cash cow. It generates the liquid capital required to build data centers, which may not turn a profit for a decade.

The report lists a "Social Impact" section that is notably terse. While competitors tout "harm reduction" or "next-gen products," Djarum’s position is classic: legal product, high tax contributor, employment generator (250,000 direct & indirect workers).