Even if the tool doesn’t ask for credentials, it may install a keylogger that records every keystroke, including your online banking details.
BCP is a financial intermediary. It processes payments but does not generate the factura electrónica (electronic invoice) for goods or services you buy. That invoice is issued by the seller (e.g., a restaurant, store, or online service) and registered with SUNAT.
However, BCP does provide:
If you need a valid tax invoice (factura con RUC), you must request it from the merchant, not BCP.
| Component | Possible Meaning | |-----------|------------------| | escondatagate | Fictional or obscure scandal name | | descargar factura | “Download invoice” – common phishing subject | | bcp | Banco de Crédito del Perú or Banco Comercial Português | | upd | Update file or UDP network protocol (unlikely here) | escondatagate descargar factura bcp upd
Attempting to access unauthorised data from BCP or SUNAT violates Peru’s penal code (Article 207 – Computer crime). You could face prison time for hacking or attempted fraud.
If you genuinely need to download an invoice from BCP: Even if the tool doesn’t ask for credentials,
If you made a payment via BCP and need the seller’s invoice, follow these legal and safe steps:
The "UPD" suffix is suspicious. In malware distribution, cybercriminals use double extensions like factura_bcp.exe or invoice.upd. A genuine BCP or SUNAT file would be a PDF with a .pdf extension. If you need a valid tax invoice (factura
If you download any file named escondatagate_upd.exe, bcp_factura_upd.js, or similar, do not open it. It is likely a virus designed to:
Fake tools ask for your BCP user, password, or token. Once provided, scammers empty your accounts. There are already reports of victims losing thousands of soles after searching for “Escondatagate descargar factura BCP”.