Preferredratecom

One of the significant advantages of PreferredRatecom is that the initial matching process uses a soft inquiry. This means you can check potential rates without damaging your FICO score. Only after you select a specific lender and proceed with a full application will a hard inquiry occur.

Headline:
Find Your Preferred Rate. Fast. Free. Reliable.

Subheadline:
Compare personalized rates from top lenders – without affecting your credit score.

Primary CTA:
Check My Rate Now

Secondary CTA:
Learn How It Works

Trust badge line:
Trusted by 500,000+ borrowers | No hidden fees | SSL secure

Once your information is processed, PreferredRateCom scans its lender network. Within seconds to minutes, you will receive a list of potential loan offers. These offers will vary in terms of APR (Annual Percentage Rate), repayment terms (12, 24, 36, or 60 months), and origination fees. preferredratecom

Generally, no. Lenders require proof of income. However, if you receive Social Security disability, alimony, or a pension, that counts as income. You must disclose this on the form.

Step 1 – Tell Us Your Goal
Mortgage, refinance, personal loan, or auto? Select what you need.

Step 2 – Compare Custom Offers
We match you with lenders competing for your business. One of the significant advantages of PreferredRatecom is

Step 3 – Pick Your Preferred Rate
Choose the best terms, close faster, save money.

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